1. Acceptance
By installing, opening, or using Slyva, the user agrees to these Terms and the Privacy Policy. Users who do not agree must stop using and remove the app.
2. Eligibility
Users must have legal capacity under applicable law. Slyva is not directed to children. Any future AI feature is limited to users aged 18 or older and remains subject to additional requirements.
3. Purpose and no professional advice
Slyva is a personal finance tracking, planning, and visualisation tool. It is not a bank, payment institution, broker, investment adviser, accountant, lawyer, or tax adviser. Data, charts, forecasts, and AI output are informational; users must verify information and make their own decisions.
4. Local profile and user responsibility
The current version creates a local profile rather than a server account. Users are responsible for data accuracy, device protection, screen locking, backups, and verification. Uninstalling, clearing data, device failure, or loss may erase local records.
5. Paid subscriptions
Paid functionality may be offered through Google Play Billing. Price, currency, trial, renewal date, taxes, and terms are shown by Google Play before purchase. Subscriptions may renew automatically until cancelled in Google Play. Refunds and payment disputes are governed by Google Play and mandatory law.
6. Third-party services
Some functions may depend on Google Play, Android, hosting, email, or another provider. Their terms and policies apply directly. ShuvLu Studio does not control third-party pricing, quotas, availability, regions, blocks, suspensions, errors, or decisions.
7. AI scanner: status and additional rules
If enabled later, users must confirm they are at least 18, read a separate disclosure, accept Google's current Gemini API terms and privacy policy, avoid confidential or unauthorised personal data, control their API key and billing, and verify every result before saving.
Google has final control over its API, models, quotas, pricing, regional availability, safety filters, suspension, and account closure. ShuvLu Studio may immediately disable or remove AI functionality where required by law, Google terms, safety, technical issues, or user protection.
An age confirmation is a user representation but does not waive non-waivable rights or remove ShuvLu Studio's compliance obligations. A blanket “no claims” waiver is not part of these Terms.
8. AI and financial accuracy
AI may omit or misread amounts, currency, dates, categories, or context. Users must review and confirm output. Slyva does not move real money and does not guarantee a financial result.
9. Acceptable use
Users must not disrupt the app, bypass paid restrictions, gain unauthorised access, distribute pirated or unauthorised modified versions, use the app or AI unlawfully or fraudulently, infringe third-party rights, or breach third-party terms.
10. User API key
Users must not share API keys with other people or support. Users are responsible for the key, Google Cloud/AI Studio settings, billing, quotas, and charges unless law provides otherwise. A compromised key should be revoked immediately through Google.
11. Intellectual property
ShuvLu Studio and Slyva names, design, code, text, graphics, icons, and materials belong to the owner or are lawfully used. Users receive a limited, revocable, non-exclusive, non-transferable right to personal use.
12. Updates and feature changes
We may change, add, suspend, or remove features, including AI, where needed for security, compatibility, law, store requirements, or third-party terms. Material changes to paid services remain subject to mandatory consumer rights.
13. Disclaimer
To the extent permitted by law, Slyva is provided “as is” and “as available.” We do not guarantee uninterrupted use, absence of errors, compatibility with every device, prevention of local data loss, or third-party AI accuracy.
14. Limitation of liability
To the extent permitted by law, ShuvLu Studio is not liable for indirect losses, lost profit, local data loss, decisions based on unverified information, Google unavailability, or charges caused by a user API key. This does not apply where liability cannot legally be excluded or limited.
15. Mandatory consumer rights
Nothing in these Terms removes rights that consumers cannot legally waive. If a term is invalid or unfair, it does not apply, while the remaining Terms continue where legally possible.
16. Governing law and disputes
Ukrainian law governs these Terms, without removing mandatory protection under the consumer's country of residence. The parties should first attempt to resolve disputes through written email contact.
17. Priority of rules and final decisions
18. Language
The Ukrainian version is the primary version. English is provided for convenience. Ukrainian applies in case of inconsistency to the extent permitted by mandatory law.
19. Contact
For questions about these Terms, Slyva, subscriptions, or user rights, contact:
ФОП Шилінська Уляна Василівна
Email: shuvlustudio@gmail.com
Full legal details: Owner information.